Licensing

Low VA Rates, LLC (NMLS ID # 1109426), is a licensed mortgage banker across the United States.  We aim to serve those that have served us. VA loans are our expertise and we are happy to help you with your next VA loan. All licenses listed below apply to Low VA Rates, LLC. Not Available in New York. Until this website is authorized by the New York State Department of Financial Services, we cannot take applications for properties in New York.

Alabama

Licensed by the Alabama Banking Department, (334) 242-3452
Alabama Consumer Credit License #21780

Alaska

Licensed by the Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities, 550 West 7th Avenue, Suite 1850, Anchorage, AK 99501, 1-888-925-2521
Alaska Mortgage Broker/Lender License No. AK-1109426

Arizona

Licensed by the Arizona Dept of Financial Institutions., 2910 N. 44th Street, Suite 310, Phoenix, Arizona, 85018, 602-771-2800
Mortgage Banker License #0926340 Low VA Rates, LLC &
Mortgage Banker Licensed #0929425 Low VA Rates, LLC

Arkansas

Licensed by the Arkansas Securities Department, (501) 324-9260
Mortgage Banker License # 1109426

California

Licensed by the California Dept of Business Oversight, 320 W. 4th Street, Ste 750, Los Angeles, CA 90013

Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Act License #603L038

Colorado

Regulated by the Colorado Divsision of Real Estate., (303) 894-2166
Mortgage Company Registration #1109426

Connecticut

Licensed by the Connecticut Department of Banking, 260 Constitution Plaza, Hartford, CT 06103-1800 / Phone:  800-831-7225
Mortgage Lender License #: ML-1109426

Delaware

Licensed by the Office of the State Banking Commissioner, 555 East Loockerman Street, Dover, DE 19901, Phone (302) 739-4235
Delaware Lender License # 018115

District of Columbia (DC)

Licensed by Dept of Insurance, Securities & Banking/Banking Bureau., 202-727-8000, www.disb.dc.gov/disr/site/default.asp, Dept. of Insurance, Securities & Banking/Banking Bureau (D.C. is licensed through the NMLS)
Mortgage Dual Authority License # MLB1109426

Florida

Licensed by the Florida Office of Financial Regulation, (850) 487-9687
Mortgage Banker License # MBR1493

Georgia

Licensed by the Georgia Department of Banking and Finance. Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1633 Toll Free: (888) 986-1633
Mortgage Broker / Processor License # 40217

Hawaii

Licensed by the Division of Financial Institutions Dept of Commerce and Consumer Affairs (808) 974-4000
Mortgage Loan Originator Company License HI-1109426

Idaho

Licensed by the Idaho Department of Finance, (208)0332-8000
Mortgage Broker / Lender License # MBL 8190

Illinois

Licensed by Illinois Dept of Financial & Professional Regulation 100 West Randolph, 9th Floor Chicago, IL 60601 312-793-3000
Residential Mortgage License # MB 6761021

Indiana

Licensed by the Indiana Department of Financial Institutions, (317) 232-3955
DFI First Lien Mortgage Lending License #22831

Iowa

Iowa Division of Banking 200 East Grand Avenue, Suite 300 Des Moines, IA 50309-1827 Phone: (515) 281-4014 Email:IDOBcomplaints@idob.state.ia.us
Mortgage Banker License # 2014-0007

Kansas

Licensed by Division of Consumer and Mortg. Lending. Phone 785-296-2266. Website www.osbckansas.org. Division of Consumer and Mortg. Lending (KS is licensed through NMLS)
Mortgage Company License # MC 0025204

Kentucky

Licensed by the Kentucky Department of Financial Institutions. Department of Financial Institutions l1025 Capital Center Drive, Suite 200 lFrankfort, KY 40601 502-573-3390 (Telephone) l 800-223-2579 (Toll Free) l 502-573-0086 (Fax)
Mortgage Company License # MC98333

Louisiana

Licensed by the Louisiana Office of Financial Institutions. (225) 925-4660
Louisiana Residential Mortgage Lending License # 1109426

Maine

Licensed by the Department of Professional and Financial Regulation 800-332-8529
Supervised Lender License #1109426

Maryland

The Office of the Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402 Baltimore, MD 21202
Mortgage Lender License # 21062

Michigan

Licensed by the Department of Insurance and Financial Services 877-999-6442 1st
Mortgage Broker / Lender License #FL0019153

Minnesota

Licensed by the Minnesota Dept of Commerce 85 7th Place East, Ste 500 St. Paul MN 55101 651-539-1500
Minnesota Residential Mortgage Originator License # MN-MO-1109426

Mississippi

Licensed by the Department of Banking and Consumer Finance 501 N. West Street 901 Woolfolk Building Suite A P.O. Box 23729 Jackson, MS 39225-3729
Mortgage Lender License # 1109426

Montana

Licensed by the Montana Division of Banking and Financial Institutions
(406) 841-2920
Mortgage Lender License # 1109426

Nevada

Licensed by the Nevada Division of Mortgage Lending, 1830 College Parkway, Suite 100, Carson City, NV 89706 (775)684-7060 Fax: (775)684-7061 email: MLDInfo@mld.nv.gov
Mortgage Broker License/Registration #: 4130

New Hampshire

Licensed by the New Hampshire Banking Department nhbd@banking.state.nh.us. Toll Free: 1-800-437-5991

License/Registration #: 19691-MB

New Jersey

Licensed by the New Jersey Banking & Insurance NJDOBI License Services PO Box 473 Trenton, NJ 08625 (609) 292-7272
Residential Mortgage Lender License # (NMLS) 1109426

New Mexico

Licensed by the New Mexico Regulation & Licensing Department - Financial Institutions Division Financial Institutions Division P.O. Box 25101 Santa Fe, NM 87505 (505) 476-4885
Mortgage Loan Company License #1109426

North Carolina

Licensed by the North Carolina Commissioner of Banks (888) 384-3811
Mortgage Lender License # L-159086

Nebraska

Licensed by the Department of Banking and Finance (402) 471-2171
Mortgage Banker License # NE 1109426

North Dakota

Licensed by the Department of Financial Institutions (701) 328-9933
Money Broker License # MB 102661

Oklahoma

Licensed by the Oklahoma Department of Consumer Credit (405) 521-3653
Mortgage Broker License # MB002525

Ohio

Licensed by the Ohio Department of Commerce (614) 728-8400
License/Registration Number: MC.804188.000

Oregon

Licensed by the Division of Finance & Corp. Securities (503) 378-4140
Mortgage Lending License # ML-5266

Pennsylvania

Licensed by the Department of Banking and Securities (717)-787-1854
Mortgage Lender License # 45008

Rhode Island

Licensed Lender 20143026LL

South Carolina

Licensed by the South Carolina Office of the Commissioner of Banking., 1205 Pendleton Street Suite 305, Columbia, SC 29201
Mortgage Lender / Servicer License NMLS - 1109426

South Dakota

Division of Banking South Dakota Department of Labor and Regulation 1601 N. Harrison Avenue, Suite 1 Pierre, SD 57501 Phone: 605.773.3421 Fax: 866.326.7504 email: banking@state.sd.us
License/Registration #: ML.05065

Tennessee

Licensed by the Tennessee Dept of Financial Institutions 400 Deaderick Street, 6th Floor Nashville, TN 37243 (615) 741-2236
Mortgage Broker License # (NMLS) 1109426

Texas

Department of Savings and Mortgage Lending (512) 475-1350 www.sml.texas.gov Texas Company License located at 9400 N. Central Expressway Ste 305, Dallas, Texas 75231
More info at bottom of licensing page

Utah

Licensed by the Utah Department of Real Estate Heber M. Wells Building, 2nd Floor 160 East 300 South Salt Lake City (801) 530-6747
DRE Mortgage Entity License # 8888725

Vermont

Licensed by the Vermont Division of Banking 89 Main Street, Montpelier, VT 05620 - 3101 802-828-3301
License # 6614

Virginia

Licensed by the Virginia State Corporation Commission Bureau of Financial Institutions Tyler Building, 8th floor 1300 E. Main St. Richmond, Virginia 23219 (804) 371-9657
License #MC-5799

Washington

Licensed by the Washington State Department of Financial Institutions
Consumer Loan Company License # CL-1109426

West Virginia

Licensed by the West Virginia Division of Financial Institutions West Virginia Division of Financial Institutions 900 Pennsylvania Avenue Suite 306 Charleston, WV 25302 Phone: (304) 558-2294
Mortgage Lender License # ML-33108

Wisconsin

Licensed by the Wisconsin Department of Financial Institutions. Wisconsin Department of Financial Institutions 201 W Washington Ave Madison, WI 53703
Mortgage Banker License #1109426BA

Wyoming

Licensed by the Wyoming Dept of Audit. 122 W 25th St, #3e Cheyenne, WY 82001 Phone: (307) 777-6605
Mortgage Lender / Broker License # 2537

Additional Licensing Information

TEXAS MORTGAGE BANKER DISCLOSURE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.