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Licensing

Low VA Rates, LLC (NMLS ID # 1109426), is a licensed mortgage banker across the United States.  We aim to serve those that have served us. VA loans are our expertise and we are happy to help you with your next VA loan. All licenses listed below apply to Low VA Rates, LLC. Not Available in New York. Until this website is authorized by the New York State Department of Financial Services, we cannot take applications for properties in New York.


Alabama

Licensed by the Alabama Banking Department, (334) 242-3452
Alabama Consumer Credit License #21780

Arizona

Licensed by the Arizona Dept of Financial Institutions., 2910 N. 44th Street, Suite 310, Phoenix, Arizona, 85018, 602-771-2800
Mortgage Banker License #0926340 Low VA Rates, LLC &
Mortgage Banker Licensed #0929425 Low VA Rates, LLC

California

Licensed by the California Dept of Business Oversight, 320 W. 4th Street, Ste 750, Los Angeles, CA 90013

Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Act License #603L038


Colorado

Regulated by the Colorado Division of Real Estate., (303) 894-2166
Mortgage Company Registration #1109426

Florida

Licensed by the Florida Office of Financial Regulation, (850) 487-9687
Mortgage Banker License # MBR1493

Georgia

Licensed by the Georgia Department of Banking and Finance. Department of Banking and Finance 2990 Brandywine Road Suite 200 Atlanta, Georgia 30341-5565 Phone: (770) 986-1633 Toll Free: (888) 986-1633
Mortgage Broker / Processor License # 40217

Hawaii

Licensed by the Division of Financial Institutions Dept of Commerce and Consumer Affairs (808) 974-4000
Mortgage Loan Originator Company License HI-1109426

Idaho

Licensed by the Idaho Department of Finance, (208)0332-8000
Mortgage Broker / Lender License # MBL 8190

Illinois

Licensed by Illinois Dept of Financial & Professional Regulation 100 West Randolph, 9th Floor Chicago, IL 60601 312-793-3000
Residential Mortgage License # MB 6761021

Indiana

Licensed by the Indiana Department of Financial Institutions, (317) 232-3955
DFI First Lien Mortgage Lending License #22831

Maryland

The Office of the Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402 Baltimore, MD 21202
Mortgage Lender License # 21062

Nevada

Licensed by the Nevada Division of Mortgage Lending, 1830 College Parkway, Suite 100, Carson City, NV 89706 (775)684-7060 Fax: (775)684-7061 email: MLDInfo@mld.nv.gov
Mortgage Broker License/Registration #: 4130

New Mexico

Licensed by the New Mexico Regulation & Licensing Department - Financial Institutions Division Financial Institutions Division P.O. Box 25101 Santa Fe, NM 87505 (505) 476-4885
Mortgage Loan Company License #1109426

North Carolina

Licensed by the North Carolina Commissioner of Banks (888) 384-3811
Mortgage Lender License # L-159086

Oklahoma

Licensed by the Oklahoma Department of Consumer Credit (405) 521-3653
Mortgage Broker License # MB002525

Ohio

Licensed by the Ohio Department of Commerce (614) 728-8400
License/Registration Number: MC.804188.000

South Carolina

Licensed by the South Carolina Office of the Commissioner of Banking., 1205 Pendleton Street Suite 305, Columbia, SC 29201
Mortgage Lender / Servicer License NMLS - 1109426

Tennessee

Licensed by the Tennessee Dept of Financial Institutions 400 Deaderick Street, 6th Floor Nashville, TN 37243 (615) 741-2236
Mortgage Broker License # (NMLS) 1109426

Texas

Department of Savings and Mortgage Lending (512) 475-1350 www.sml.texas.gov Texas Company License located at 9400 N. Central Expressway Ste 305, Dallas, Texas 75231
More info at bottom of licensing page

Utah

Licensed by the Utah Department of Real Estate Heber M. Wells Building, 2nd Floor 160 East 300 South Salt Lake City (801) 530-6747
DRE Mortgage Entity License # 8888725

Virginia

Licensed by the Virginia State Corporation Commission Bureau of Financial Institutions Tyler Building, 8th floor 1300 E. Main St. Richmond, Virginia 23219 (804) 371-9657
License #MC-5799

Additional Licensing Information

TEXAS MORTGAGE BANKER DISCLOSURE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

Copyright © 2024 Low VA Rates LLC™ d/b/a Elevate Mortgage Group™. All Rights Reserved. We are not affiliated with any government agencies, including the VA, FHA, or the HUD. All our approved lenders are authorized VA, FHA and or Fannie Mae or Freddie Mac approved. Click on these links to access our Privacy Policy and our Licensing Information. By refinancing the consumer’s existing loan, the consumers total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426.